Georgia paycheck calculator
Georgia transitioned from progressive brackets to a flat income tax in 2024 — the rate is currently 5.39%, with scheduled reductions toward 4.99% in coming years. The state offers personal exemptions that reduce the tax bite for lower- and middle-income filers.
Your paycheck
Update any field — the result updates instantly.
Before taxes and deductions
Pay frequency
Annual take-home
Georgia$58,323
That's 77.8% of your gross — the rest goes to federal, state, Social Security, and Medicare.
Where your money goes
- Annual gross pay$75,000
- Federal income tax−$7,670
- Georgia state tax−$3,270
- Social Security (6.2%)−$4,650
- Medicare (1.45%)−$1,088
- Annual take-home$58,323
Effective rate
22.2%
Top federal bracket
22.0%
Total tax
$16,677
AI Analysis
Georgia-specific paycheck math
Georgia's flat 5.39% income tax replaced the previous 6-bracket system as part of a phased reform. The plan calls for further reductions toward 4.99% over the next several years, contingent on state revenue triggers being met. This represents a meaningful tax cut for middle and high earners and a slight tax increase for the lowest brackets (which previously paid 1-4%).
Georgia provides per-person exemptions: roughly $12,000 for single filers, $24,000 for married filing jointly, and $18,000 for head of household. These are subtracted from taxable income before the 5.39% rate is applied. Combined with the federal standard deduction, a married couple in Georgia pays no state income tax on the first ~$24,000 of joint income.
Georgia does not tax Social Security at the state level — fully exempt regardless of total income. Retirement income (pensions, 401(k), IRA distributions) is also significantly tax-favored: filers age 62-64 can exclude up to $35,000 of retirement income; age 65+ can exclude up to $65,000. This makes Georgia notably retirement-friendly.
Atlanta and other Georgia cities do not impose local income taxes — Georgia law does not permit municipal income taxes. Property taxes are moderate (effective rate around 0.85%) and sales tax is 4% state plus local additions, typically pushing combined sales tax to 7-8%.
Compare Georgia to other states
See how take-home pay in Georgia compares to other major states:
- California paycheck calculator
- Texas paycheck calculator
- Florida paycheck calculator
- New York paycheck calculator
- Pennsylvania paycheck calculator
- All-state paycheck calculator
Frequently asked questions
What is Georgia's income tax rate for 2026?
A flat 5.39%, with scheduled reductions toward 4.99% in coming years if state revenue triggers are met. The flat rate replaced Georgia's previous progressive bracket system in 2024.
Are Social Security benefits taxed in Georgia?
No. Georgia fully exempts Social Security from state income tax.
What's Georgia's retirement income exclusion?
Filers age 62-64 can exclude up to $35,000 of retirement income (pensions, 401(k), IRA distributions) from state taxation. Filers 65+ can exclude up to $65,000 (or $130,000 for married couples).
Does Atlanta have a city income tax?
No. Georgia state law does not permit municipal income taxes. Atlanta funds itself through property tax, sales tax, and fees.
What's Georgia's personal exemption?
Roughly $12,000 for single filers and $24,000 for married filing jointly — subtracted from taxable income before the 5.39% rate is applied.